Concept Capital Group Ltd: What the FCA Records Say About the £23 Million Scheme

Concept Capital Group Ltd (12286171) has been in administration since 9 March 2026, according to Companies House. The administrators are from BTG Begbies Traynor (Central) LLP. The FCA states the company collected approximately £23m from investors in static homes, and that its own court proceedings against the company are on hold. The FCA's case is an allegation.

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If you put money into Concept Capital Group's static homes scheme, you will want to know what has happened and who is now in charge. This guide sets out what the FCA has said, what the official record confirms, and where decisions about investors are recorded. Our issuer record for Concept Capital Group Ltd has the full company details.

What did the FCA say Concept Capital Group did?

The FCA alleges that Concept Capital Group ran an unauthorised collective investment scheme. On 29 July 2025 the FCA announced High Court proceedings under the headline "FCA acts over alleged £23 million unauthorised collective investment scheme". The FCA describes investments in static homes "said to be let to social housing tenants placed by local councils", and states that investors were promised fixed returns. In its update of 12 March 2026, the FCA states: "CCG collected approximately £23m from investors." The rate, term, minimum investment and number of investors have not been published. The FCA's proceedings also named Riverrun Consulting Limited and Gateridge Consulting Limited. In its update of 26 September 2025, the FCA stated that it had discontinued its claim against Riverrun Consulting Limited.

Was Concept Capital Group authorised by the FCA?

No. The company was not authorised by the FCA in its own right. The FCA register shows it, reference 922016, as no longer registered as an appointed representative. The administrators state it was an introducer appointed representative from March 2020 to May 2021 and from March 2022 to 13 October 2023.

What has happened to the company, and when?

No progress report had been filed when the record was checked on 14 October 2026.

What does administration mean for investors?

Administration means a licensed insolvency practitioner has taken control of the company in place of its directors. The administrators manage the company's affairs, assets and creditor claims, and act in the interests of creditors as a whole. The legal framework is Schedule B1 of the Insolvency Act 1986. The FCA states that its proceedings against the company are on hold since the administration began.

What an investor receives depends on the assets available, the claims made and the order in which claims are paid. The public record does not show what any individual investor will receive.

Who are the administrators, and where do they report?

The joint administrators are from BTG Begbies Traynor (Central) LLP, appointed on 9 March 2026 (Gazette notice 5094275). Administrators file proposals, which set out what they found and what they plan to do, and then progress reports at regular intervals. Both are filed at Companies House. The proposals for Concept Capital Group were filed on 13 May 2026 and are in the filing history.

What has been reported, and what is confirmed?

Reported (press): Financial Reporter (30 July 2025) reported the FCA action. Financial Planning Today (13 March 2026) reported the administration. Alleged by the FCA: an unauthorised collective investment scheme; approximately £23m collected from investors; static homes said to be let to social housing tenants placed by local councils; fixed returns promised to investors. Confirmed (official sources): in administration since 9 March 2026, administrators appointed from BTG Begbies Traynor (Central) LLP (Companies House, The Gazette); proposals filed 13 May 2026 (Companies House); not authorised in its own right (FCA register); FCA proceedings on hold (FCA). Administration is a legal status. It is not a finding of wrongdoing.

What happens next?

The administrators report to creditors through progress reports filed at Companies House. Any distribution to creditors is set out in those reports. The timing of future updates cannot be predicted from the public record.

What can you do now?

1. Find your company. Check your agreement and note which company and company number it names. This guide covers company number 12286171 only. 2. Gather your papers. Keep your agreement, proof of payment, emails and statements together. 3. Contact the administrators of Concept Capital Group Ltd, using the details on Gazette notice 5094275. Send your name, the amount invested and the date of your agreement. 4. Be careful with offers of help. People who have lost money are often approached by firms offering to recover it for a fee. Do not pay anyone upfront for a promise to get your money back.

How can you check the status yourself?

1. Go to the Companies House page for Concept Capital Group Ltd. 2. Check the company status. It currently reads "In Administration". 3. Open the Insolvency tab to see the case start date and the practitioners. 4. Open Filing history to read the latest reports. The Gazette also publishes formal insolvency notices. Companies House does not check the accuracy of what companies file, but it is the official public record and the best place to start.

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